Underwriting - Don’t let this word scare you, it’s just a technical industry word to describe the process of reviewing your information. It really just means putting together all your material to assess the eligibility of obtaining the loan (basically, review all the facts to see what you qualify for). This is where our philosophies of Equity Lending and Common Sense LendingTM jump us straight to the front of the pack. Simply said, we gather the information from you and review it against the approval criteria that we set. Simply said, we are the lender… we make the lending decision.